Payment Processors · reliability comparison
Braintree vs Stripe: which is more reliable? (2026)
Braintree is more reliable than Stripe, scoring 94.0 vs 89.7 out of 100. Over the last 90 days Braintree reported 2 incidents and Stripe reported 28, with effective uptime of 99.97% and 99.99% respectively. Stripe resolves incidents faster on average (19m).
Data updated Nov 1, 2026 · How we score
| Metric | Braintree | Stripe |
|---|---|---|
| Reliability score | 94.0 | 89.7 |
| Rank (payment processors) | #1 | #4 |
| Uptime (90 days) | 99.97% | 99.99% |
| Incidents (90 days) | 2 | 28 |
| Partial / major outages | 0 | 1 |
| Avg time to resolve | 2h 7m | 19m |
| Outages we detected | 0 | 0 |
| Transparency score | 100/100 | 100/100 |
Where Braintree and Stripe differ
- Stripe reported 14× as many incidents as Braintree over the last 90 days (28 vs 2).
- Stripe had 1 partial or major outage, compared with 0 for Braintree.
- Stripe fixes problems faster: 19m on average, against 2h 7m for Braintree (6.8× quicker).
- Braintree's longest incident on record lasted 3h 2m (Sep 23, 2026); Stripe's lasted 2h 52m (May 16, 2026).
90-day uptime
Braintree
Stripe
- No incidents
- Degraded
- Partial outage
- Major outage
- No data
Recent Braintree incidents
- Degraded performanceSep 23, 2026 · resolved in 3h 2m
Detected Resolved: Impact to Braintree Apple Pay Tokenization (PP-LIVE-109944)
Affected: Enterprise Solutions (Braintree) > United States Transaction Processing, Enterprise Solutions (Braintree) > Gateway API
- Degraded performanceSep 22, 2026 · resolved in 1h 11m
Impact to PayPal Checkout (PP-LIVE-109937)
Affected: Online Checkout, Enterprise Solutions (Braintree) > GraphQL API
Recent Stripe incidents
- InformationalNov 1, 2026 · resolved in 2h 5m
Elevated Instant Payouts failures
Affected: Stripe core components
- InformationalOct 24, 2026 · resolved in 1h
Affected: Acquirers and payment methods
- InformationalOct 22, 2026 · resolved in 3h 36m
Affected: Acquirers and payment methods
- InformationalOct 22, 2026 · resolved in 2h 25m
Affected: Acquirers and payment methods
- InformationalOct 20, 2026 · resolved in 2h 18m
Spike in cancellations and expired errors with PayByBank payments
Affected: Acquirers and payment methods
- InformationalOct 20, 2026 · resolved in 9h 33m
Affected: Acquirers and payment methods
Other payment processors to consider
- Paddle · #2 · 99.96% uptime
- PayPal · #3 · 99.93% uptime
- Clover · #5 · 99.88% uptime
- Shift4 Payments · #6 · 99.36% uptime