Payment Processors · reliability comparison
Mollie vs Stripe: which is more reliable? (2026)
Stripe is more reliable than Mollie, scoring 89.7 vs 47.2 out of 100. Over the last 90 days Mollie reported 25 incidents and Stripe reported 28, with effective uptime of 98.29% and 99.99% respectively. Stripe resolves incidents faster on average (19m).
Data updated Nov 1, 2026 · How we score
| Metric | Mollie | Stripe |
|---|---|---|
| Reliability score | 47.2 | 89.7 |
| Rank (payment processors) | #10 | #3 |
| Uptime (90 days) | 98.29% | 99.99% |
| Incidents (90 days) | 25 | 28 |
| Partial / major outages | 13 | 1 |
| Avg time to resolve | 3h 24m | 19m |
| Outages we detected | 0 | 0 |
| Transparency score | 100/100 | 100/100 |
Where Mollie and Stripe differ
- Stripe reported 12% more incidents than Mollie over the last 90 days (28 vs 25).
- Mollie had 13 partial or major outages, compared with 1 for Stripe.
- Stripe fixes problems faster: 19m on average, against 3h 24m for Mollie (10.9× quicker).
- Mollie's longest outage on record lasted 2d 10h (Sep 4, 2026); Stripe's lasted 2h 52m (May 16, 2026).
90-day uptime
Mollie
Stripe
- No incidents
- Degraded
- Partial outage
- Major outage
- No data
Recent Mollie incidents
- MaintenanceNov 3, 2026 · ongoing
- Degraded performanceOct 29, 2026 · resolved in 6m
- MaintenanceOct 24, 2026 · resolved in 8h
- MaintenanceOct 24, 2026 · resolved in 4h
- Partial outageOct 22, 2026 · resolved in 1h 27m
- Partial outageOct 20, 2026 · resolved in 23m
Recent Stripe incidents
- InformationalNov 1, 2026 · resolved in 2h 5m
Elevated Instant Payouts failures
Affected: Stripe core components
- InformationalOct 24, 2026 · resolved in 1h
Affected: Acquirers and payment methods
- InformationalOct 22, 2026 · resolved in 3h 36m
Affected: Acquirers and payment methods
- InformationalOct 22, 2026 · resolved in 2h 25m
Affected: Acquirers and payment methods
- InformationalOct 20, 2026 · resolved in 2h 18m
Spike in cancellations and expired errors with PayByBank payments
Affected: Acquirers and payment methods
- InformationalOct 20, 2026 · resolved in 9h 33m
Affected: Acquirers and payment methods