Expense Management Software · reliability comparison

Navan vs Zoho Expense: which is more reliable? (2026)

Zoho Expense is more reliable than Navan, scoring 100.0 vs 91.5 out of 100. Over the last 90 days Navan reported 7 incidents and Zoho Expense reported 0, with effective uptime of 99.97% and 100% respectively.

Data updated Nov 2, 2026 · How we score

Navan

91.5/100

Operational

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Zoho Expense

100.0/100

Operational

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VS
MetricNavanZoho Expense
Reliability score91.5100.0
Rank (expense management tools)#3—
Uptime (90 days)99.97%100%
Incidents (90 days)70
Partial / major outages00
Avg time to resolve3h 6m—
Outages we detected00
Transparency score100/100100/100

Where Navan and Zoho Expense differ

  • Zoho Expense reported no incidents in the last 90 days, while Navan reported 7.

90-day uptime

Navan

Aug 5, 2026 – Sep 16, 2026: no incidentsSep 17, 2026: 98.06% uptime, 1 incident (Degraded performance)Sep 18, 2026 – Nov 2, 2026: no incidents
90 days ago99.978% average daily uptimeToday

Zoho Expense

Aug 5, 2026 – Oct 29, 2026: no dataOct 30, 2026 – Nov 2, 2026: no incidents
90 days ago100% average daily uptimeToday

Recent Navan incidents

Full Navan reliability report →

Recent Zoho Expense incidents

No incidents reported by Zoho Expense in the last 90 days.

Full Zoho Expense reliability report →

Other expense management tools to consider

See the full most reliable expense management software ranking →