KYC & Identity Verification · reliability comparison

Plaid Identity Verification vs Socure: which is more reliable? (2026)

Plaid Identity Verification is more reliable than Socure, scoring 77.7 vs 73.6 out of 100. Over the last 90 days Plaid Identity Verification reported 8 incidents and Socure reported 17, with effective uptime of 99.89% and 99.71% respectively. Socure resolves incidents faster on average (3h 11m).

Data updated Nov 2, 2026 · How we score

MetricPlaid Identity VerificationSocure
Reliability score77.773.6
Rank (identity verification providers)#9#11
Uptime (90 days)99.89%99.71%
Incidents (90 days)817
Partial / major outages03
Avg time to resolve15h 37m3h 11m
Outages we detected00
Transparency score100/100100/100

Where Plaid Identity Verification and Socure differ

  • Socure reported 2.1× as many incidents as Plaid Identity Verification over the last 90 days (17 vs 8).
  • Socure had 3 partial or major outages, compared with 0 for Plaid Identity Verification.
  • Socure fixes problems faster: 3h 11m on average, against 15h 37m for Plaid Identity Verification (4.9× quicker).
  • Plaid Identity Verification's longest outage on record lasted 22h 1m (Aug 2, 2026); Socure's lasted 1h 47m (Jun 9, 2026).

90-day uptime

Plaid Identity Verification

Aug 5, 2026 – Aug 23, 2026: no incidentsAug 24, 2026: 90.24% uptime, 1 incident (Degraded performance)Aug 25, 2026 – Nov 2, 2026: no incidents
90 days ago99.891% average daily uptimeToday

Socure

Aug 5, 2026 – Aug 9, 2026: no incidentsAug 10, 2026: 99.76% uptime, 1 incident (Degraded performance)Aug 11, 2026 – Sep 1, 2026: no incidentsSep 2, 2026: 96.58% uptime, 1 incident (Degraded performance)Sep 3, 2026: 90.42% uptime, 1 incident (Degraded performance)Sep 4, 2026 – Sep 15, 2026: no incidentsSep 16, 2026: 99.50% uptime, 2 incidents (Degraded performance)Sep 17, 2026 – Sep 21, 2026: no incidentsSep 22, 2026: 98.92% uptime, 1 incident (Degraded performance)Sep 23, 2026 – Oct 8, 2026: no incidentsOct 9, 2026: 99.99% uptime, 1 incident (Partial outage)Oct 10, 2026 – Oct 14, 2026: no incidentsOct 15, 2026: 97.31% uptime, 2 incidents (Major outage)Oct 16, 2026: 97.70% uptime, 2 incidents (Major outage)Oct 17, 2026: 98.63% uptime, 1 incident (Degraded performance)Oct 18, 2026: no incidentsOct 19, 2026: 96.91% uptime, 1 incident (Degraded performance)Oct 20, 2026: 98.77% uptime, 1 incident (Degraded performance)Oct 21, 2026 – Oct 22, 2026: no incidentsOct 23, 2026: 99.87% uptime, 1 incident (Degraded performance)Oct 24, 2026 – Nov 2, 2026: no incidents
90 days ago99.715% average daily uptimeToday

Recent Plaid Identity Verification incidents

Full Plaid Identity Verification reliability report →

Recent Socure incidents

Full Socure reliability report →

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