Payment Processors · reliability comparison
Stripe vs Worldpay: which is more reliable? (2026)
Stripe is more reliable than Worldpay, scoring 89.7 vs 34.0 out of 100. Over the last 90 days Stripe reported 28 incidents and Worldpay reported 50, with effective uptime of 99.99% and 97.03% respectively. Stripe resolves incidents faster on average (19m).
Data updated Nov 1, 2026 · How we score
| Metric | Stripe | Worldpay |
|---|---|---|
| Reliability score | 89.7 | 34.0 |
| Rank (payment processors) | #4 | #13 |
| Uptime (90 days) | 99.99% | 97.03% |
| Incidents (90 days) | 28 | 50 |
| Partial / major outages | 1 | 0 |
| Avg time to resolve | 19m | 4h 34m |
| Outages we detected | 0 | 0 |
| Transparency score | 100/100 | 100/100 |
Where Stripe and Worldpay differ
- Worldpay reported 79% more incidents than Stripe over the last 90 days (50 vs 28).
- Stripe had 1 partial or major outage, compared with 0 for Worldpay.
- Stripe fixes problems faster: 19m on average, against 4h 34m for Worldpay (14.6× quicker).
- Stripe's longest outage on record lasted 2h 52m (May 16, 2026); Worldpay's lasted 3d (Oct 12, 2026).
90-day uptime
Stripe
Worldpay
- No incidents
- Degraded
- Partial outage
- Major outage
- No data
Recent Stripe incidents
- InformationalNov 1, 2026 · resolved in 2h 5m
Elevated Instant Payouts failures
Affected: Stripe core components
- InformationalOct 24, 2026 · resolved in 1h
Affected: Acquirers and payment methods
- InformationalOct 22, 2026 · resolved in 3h 36m
Affected: Acquirers and payment methods
- InformationalOct 22, 2026 · resolved in 2h 25m
Affected: Acquirers and payment methods
- InformationalOct 20, 2026 · resolved in 2h 18m
Spike in cancellations and expired errors with PayByBank payments
Affected: Acquirers and payment methods
- InformationalOct 20, 2026 · resolved in 9h 33m
Affected: Acquirers and payment methods
Recent Worldpay incidents
- InformationalNov 1, 2026 · resolved in <1m
INC0713069 - We have resolved issues with Authorization & Payments.
Affected: Authorization & Payments
- Degraded performanceNov 1, 2026 · resolved in 1h 23m
INC0712171 - We are aware of potential issues with a Third Party
Affected: Authorization & Payments
- Degraded performanceOct 30, 2026 · ongoing
INC0710790 - We are investigating potential issues with payment refunds.
Affected: Authorization & Payments
- Degraded performanceOct 29, 2026 · resolved in 1h 24m
INC0709613 - WPG - Maintenance Extended - Degradation of service
Affected: Authorization & Payments
- Degraded performanceOct 28, 2026 · resolved in 10m
INC0708391 - Biller Solutions - We are investigating issues with Authorization & Payments
Affected: Authorization & Payments
- Degraded performanceOct 28, 2026 · resolved in <1m
INC0708124 - We are investigating issues with Authorization & Payments
Affected: Authorization & Payments