Payment Processors · reliability comparison
Adyen vs Clover: which is more reliable? (2026)
Clover is more reliable than Adyen, scoring 87.8 vs 84.8 out of 100. Over the last 90 days Adyen reported 10 incidents and Clover reported 6, with effective uptime of 99.95% and 99.88% respectively. Clover resolves incidents faster on average (1h 55m).
Data updated Nov 2, 2026 · How we score
| Metric | Adyen | Clover |
|---|---|---|
| Reliability score | 84.8 | 87.8 |
| Rank (payment processors) | #6 | #5 |
| Uptime (90 days) | 99.95% | 99.88% |
| Incidents (90 days) | 10 | 6 |
| Partial / major outages | 0 | 1 |
| Avg time to resolve | 7h 14m | 1h 55m |
| Outages we detected | 0 | 0 |
| Transparency score | 100/100 | 100/100 |
Where Adyen and Clover differ
- Adyen reported 67% more incidents than Clover over the last 90 days (10 vs 6).
- Clover had 1 partial or major outage, compared with 0 for Adyen.
- Clover fixes problems faster: 1h 55m on average, against 7h 14m for Adyen (3.8× quicker).
- Adyen's longest incident on record lasted 3d (Jul 31, 2026); Clover's lasted 7h 28m (Jul 7, 2026).
90-day uptime
Adyen
Clover
- No incidents
- Degraded
- Partial outage
- Major outage
- No data
Recent Adyen incidents
- InformationalNov 1, 2026 · resolved in 3h 38m
Givex is experiencing higher error rates
Affected: Acquirer payments performance
- InformationalOct 31, 2026 · resolved in 15h 34m
Givex is experiencing higher error rates
Affected: Acquirer payments performance
- InformationalOct 31, 2026 · resolved in 36m
MoMo is experiencing higher error rates
Affected: Acquirer payments performance
- InformationalOct 31, 2026 · resolved in 3h 58m
AntFinancialOSP is experiencing offer conversion issues
Affected: Acquirer payments performance
- InformationalSep 30, 2026 · resolved in 2d 5h
Payout delay for a subset of BRL transactions
Affected: Settlement payout
- InformationalSep 30, 2026 · resolved in 12m
MB WAY is experiencing higher refusal rates
Affected: Acquirer payments performance
Recent Clover incidents
- Partial outageOct 21, 2026 · resolved in 2h 45m
Clover is experiencing an issue impacting Ecommerce productsofficial update ↗
Affected: Ecommerce, Online Ordering
- InformationalOct 8, 2026 · resolved in 1h 21m
[NA] Clover experiencing issues with the Customer Engagement Apps
- Degraded performanceSep 22, 2026 · resolved in 28m
[NA]Web dashboard login issues for a small subset of merchants on Safari Browsers
Affected: Dashboard
- Degraded performanceSep 16, 2026 · resolved in 3h 19m
Clover in EMEA is experiencing an issue
Affected: Dashboard, Cloud Pay Display
- Degraded performanceAug 30, 2026 · resolved in 1h 54m
[NA] Clover merchants experiencing issues with payment processing
Affected: North America - Payment Authorization Services
- Degraded performanceAug 25, 2026 · resolved in 1h 10m
Clover in NA is experiencing issues with Cloud Pay Display
Affected: Dashboard, Cloud Pay Display