Payment Processors · reliability comparison
Adyen vs PayPal: which is more reliable? (2026)
Adyen is more reliable than PayPal, scoring 84.8 vs 80.0 out of 100. Over the last 90 days Adyen reported 10 incidents and PayPal reported 3, with effective uptime of 99.95% and 99.92% respectively. PayPal resolves incidents faster on average (3h 3m).
Data updated Nov 2, 2026 · How we score
| Metric | Adyen | PayPal |
|---|---|---|
| Reliability score | 84.8 | 80.0 |
| Rank (payment processors) | #6 | #7 |
| Uptime (90 days) | 99.95% | 99.92% |
| Incidents (90 days) | 10 | 3 |
| Partial / major outages | 0 | 0 |
| Avg time to resolve | 7h 14m | 3h 3m |
| Outages we detected | 0 | 1 |
| Transparency score | 100/100 | 50/100 |
Where Adyen and PayPal differ
- Adyen reported 3.3× as many incidents as PayPal over the last 90 days (10 vs 3).
- PayPal fixes problems faster: 3h 3m on average, against 7h 14m for Adyen (2.4× quicker).
- Adyen's longest incident on record lasted 3d (Jul 31, 2026); PayPal's lasted 4h 20m (Oct 22, 2026).
- Our own probes detected 0 outages at Adyen and 1 at PayPal, of which 0 and 0 respectively were acknowledged on their status pages.
90-day uptime
Adyen
PayPal
- No incidents
- Degraded
- Partial outage
- Major outage
- No data
Recent Adyen incidents
- InformationalNov 1, 2026 · resolved in 3h 38m
Givex is experiencing higher error rates
Affected: Acquirer payments performance
- InformationalOct 31, 2026 · resolved in 15h 34m
Givex is experiencing higher error rates
Affected: Acquirer payments performance
- InformationalOct 31, 2026 · resolved in 36m
MoMo is experiencing higher error rates
Affected: Acquirer payments performance
- InformationalOct 31, 2026 · resolved in 3h 58m
AntFinancialOSP is experiencing offer conversion issues
Affected: Acquirer payments performance
- InformationalSep 30, 2026 · resolved in 2d 5h
Payout delay for a subset of BRL transactions
Affected: Settlement payout
- InformationalSep 30, 2026 · resolved in 12m
MB WAY is experiencing higher refusal rates
Affected: Acquirer payments performance
Recent PayPal incidents
- Degraded performanceOct 22, 2026 · resolved in 4h 20m
Detected Resolved: Impact to Online Checkout (PP-LIVE-110330)
Affected: Online Checkout
- MaintenanceOct 16, 2026 · resolved in 3h
Initial Notification: PayPal Live Site Maintenance (PP-LIVE-110012)
Affected: Retail Checkout > Mobile In-Store, Retail Checkout > PayPal Here, Online Checkout > Payments Standard (WPS), Online Checkout > Express Checkout, Enterprise Solutions (Braintree) > Pay with Venmo, Hyperwallet > Payouts Processing and Network +1 more
- Degraded performanceOct 11, 2026 · resolved in 3h 39m
Impact to BNPL (Pay Later) authorizations (PP-LIVE-110179)
Affected: REST APIs > Orders, Online Checkout > PayPal Complete Payments (PPCP) - Payment Service
- MaintenanceOct 9, 2026 · resolved in 3h 30m
Initial Notification: PayPal Live Site Maintenance (PP-LIVE-110005)
Affected: Retail Checkout > Mobile In-Store, Online Checkout > Payments Standard (WPS), Online Checkout > Express Checkout, Enterprise Solutions (Braintree) > Pay with Venmo, Homepage > PayPal Homepage, Account > Seller Onboarding +1 more
- MaintenanceOct 2, 2026 · resolved in 3h 30m
Initial Notification: PayPal Live Site Maintenance (PP-LIVE-109883)
Affected: Retail Checkout > Mobile In-Store, Retail Checkout > PayPal Here, Online Checkout > Payments Standard (WPS), Online Checkout > Express Checkout, Enterprise Solutions (Braintree) > Pay with Venmo, Hyperwallet > Payouts Processing and Network +1 more
- MaintenanceSep 25, 2026 · resolved in 3h 30m
Affected: Retail Checkout > Mobile In-Store, Retail Checkout > PayPal Here, Online Checkout > Payments Standard (WPS), Online Checkout > Express Checkout, Enterprise Solutions (Braintree) > Pay with Venmo, Hyperwallet > Payouts Processing and Network +1 more