Payment Processors · reliability comparison
Adyen vs Stripe: which is more reliable? (2026)
Stripe is more reliable than Adyen, scoring 89.7 vs 84.5 out of 100. Over the last 90 days Adyen reported 11 incidents and Stripe reported 28, with effective uptime of 99.95% and 99.99% respectively. Stripe resolves incidents faster on average (19m).
Data updated Nov 2, 2026 · How we score
| Metric | Adyen | Stripe |
|---|---|---|
| Reliability score | 84.5 | 89.7 |
| Rank (payment processors) | #6 | #4 |
| Uptime (90 days) | 99.95% | 99.99% |
| Incidents (90 days) | 11 | 28 |
| Partial / major outages | 0 | 1 |
| Avg time to resolve | 7h 14m | 19m |
| Outages we detected | 0 | 0 |
| Transparency score | 100/100 | 100/100 |
Where Adyen and Stripe differ
- Stripe reported 2.5× as many incidents as Adyen over the last 90 days (28 vs 11).
- Stripe had 1 partial or major outage, compared with 0 for Adyen.
- Stripe fixes problems faster: 19m on average, against 7h 14m for Adyen (23.2× quicker).
- Adyen's longest incident on record lasted 3d (Jul 31, 2026); Stripe's lasted 2h 52m (May 16, 2026).
90-day uptime
Adyen
Stripe
- No incidents
- Degraded
- Partial outage
- Major outage
- No data
Recent Adyen incidents
- InformationalNov 2, 2026 · ongoing
INTERSOLVE is experiencing higher error rates
Affected: Acquirer payments performance
- InformationalNov 1, 2026 · resolved in 3h 38m
Givex is experiencing higher error rates
Affected: Acquirer payments performance
- InformationalOct 31, 2026 · resolved in 15h 34m
Givex is experiencing higher error rates
Affected: Acquirer payments performance
- InformationalOct 31, 2026 · resolved in 36m
MoMo is experiencing higher error rates
Affected: Acquirer payments performance
- InformationalOct 31, 2026 · resolved in 3h 58m
AntFinancialOSP is experiencing offer conversion issues
Affected: Acquirer payments performance
- InformationalSep 30, 2026 · resolved in 2d 5h
Payout delay for a subset of BRL transactions
Affected: Settlement payout
Recent Stripe incidents
- InformationalNov 1, 2026 · resolved in 2h 5m
Elevated Instant Payouts failures
Affected: Stripe core components
- InformationalOct 24, 2026 · resolved in 1h
Affected: Acquirers and payment methods
- InformationalOct 22, 2026 · resolved in 3h 36m
Affected: Acquirers and payment methods
- InformationalOct 22, 2026 · resolved in 2h 25m
Affected: Acquirers and payment methods
- InformationalOct 20, 2026 · resolved in 2h 18m
Spike in cancellations and expired errors with PayByBank payments
Affected: Acquirers and payment methods
- InformationalOct 20, 2026 · resolved in 9h 33m
Affected: Acquirers and payment methods