Business Banking · reliability comparison
Brex vs Tide: which is more reliable? (2026)
Tide is more reliable than Brex, scoring 95.9 vs 40.0 out of 100. Over the last 90 days Brex reported 9 incidents and Tide reported 11, with effective uptime of 97.69% and 100% respectively.
Data updated Nov 1, 2026 · How we score
| Metric | Brex | Tide |
|---|---|---|
| Reliability score | 40.0 | 95.9 |
| Rank (business banking providers) | #6 | #2 |
| Uptime (90 days) | 97.69% | 100% |
| Incidents (90 days) | 9 | 11 |
| Partial / major outages | 9 | 0 |
| Avg time to resolve | 10h 9m | — |
| Outages we detected | 0 | 0 |
| Transparency score | 100/100 | 100/100 |
Where Brex and Tide differ
- Tide reported 22% more incidents than Brex over the last 90 days (11 vs 9).
- Brex had 9 partial or major outages, compared with 0 for Tide.
- Brex's longest outage on record lasted 3d (Oct 20, 2026); Tide's lasted 3d (Sep 24, 2026).
90-day uptime
Brex
Tide
- No incidents
- Degraded
- Partial outage
- Major outage
- No data
Recent Brex incidents
- Partial outageOct 20, 2026 · resolved in 10d
- Major outageOct 2, 2026 · resolved in <1m
- Major outageSep 30, 2026 · resolved in 34m
Admin home page load error spikeofficial update ↗
Affected: Home Page
- Partial outageSep 21, 2026 · resolved in <1m
Unexpected invalidation of some Developer API Tokens
Affected: Partner API, Authentication
- Partial outageSep 15, 2026 · resolved in 3h 8m
Transaction statuses on your Accounting pages may be out of date, causing some transactions to appear in the wrong tab.official update ↗
Affected: Spend Management
- Partial outageSep 1, 2026 · resolved in 8h 8m
Trust Portal (trust-portal.brex.com) is downofficial update ↗
Recent Tide incidents
- InformationalOct 30, 2026 · resolved in 57m
- InformationalOct 6, 2026 · resolved in 3h 58m
- InformationalSep 25, 2026 · resolved in 37m
- InformationalSep 24, 2026 · resolved in 4d 1h
- InformationalSep 18, 2026 · resolved in 1h 3m
- InformationalSep 10, 2026 · resolved in 5d 17h
Other business banking providers to consider
- Monzo Business · #1 · 100% uptime
- Rho · #3 · 99.96% uptime
- Mercury · #4 · 99.22% uptime
- Airwallex · #5 · 98.43% uptime
See the full most reliable business banking providers ranking →