Payment Processors · reliability comparison
Clover vs Paddle: which is more reliable? (2026)
Paddle is more reliable than Clover, scoring 93.6 vs 87.8 out of 100. Over the last 90 days Clover reported 6 incidents and Paddle reported 2, with effective uptime of 99.88% and 99.96% respectively. Clover resolves incidents faster on average (1h 55m).
Data updated Nov 2, 2026 · How we score
| Metric | Clover | Paddle |
|---|---|---|
| Reliability score | 87.8 | 93.6 |
| Rank (payment processors) | #5 | #2 |
| Uptime (90 days) | 99.88% | 99.96% |
| Incidents (90 days) | 6 | 2 |
| Partial / major outages | 1 | 0 |
| Avg time to resolve | 1h 55m | 2h 19m |
| Outages we detected | 0 | 0 |
| Transparency score | 100/100 | 100/100 |
Where Clover and Paddle differ
- Clover reported 3× as many incidents as Paddle over the last 90 days (6 vs 2).
- Clover had 1 partial or major outage, compared with 0 for Paddle.
- Clover fixes problems faster: 1h 55m on average, against 2h 19m for Paddle.
- Clover's longest outage on record lasted 7h 28m (Jul 7, 2026); Paddle's lasted 1d 22h (Apr 28, 2026).
90-day uptime
Clover
Paddle
- No incidents
- Degraded
- Partial outage
- Major outage
- No data
Recent Clover incidents
- Partial outageOct 21, 2026 · resolved in 2h 45m
Clover is experiencing an issue impacting Ecommerce productsofficial update ↗
Affected: Ecommerce, Online Ordering
- InformationalOct 8, 2026 · resolved in 1h 21m
[NA] Clover experiencing issues with the Customer Engagement Apps
- Degraded performanceSep 22, 2026 · resolved in 28m
[NA]Web dashboard login issues for a small subset of merchants on Safari Browsers
Affected: Dashboard
- Degraded performanceSep 16, 2026 · resolved in 3h 19m
Clover in EMEA is experiencing an issue
Affected: Dashboard, Cloud Pay Display
- Degraded performanceAug 30, 2026 · resolved in 1h 54m
[NA] Clover merchants experiencing issues with payment processing
Affected: North America - Payment Authorization Services
- Degraded performanceAug 25, 2026 · resolved in 1h 10m
Clover in NA is experiencing issues with Cloud Pay Display
Affected: Dashboard, Cloud Pay Display
Recent Paddle incidents
- Degraded performanceOct 21, 2026 · resolved in 4h 5m
Issue affecting metrics and reporting in the seller dashboard
Affected: Production - Billing, Production - Classic
- MaintenanceSep 21, 2026 · ongoing
Affected: Production - Classic, Production - Billing, Production - Classic, Production - Billing, Production - Billing, Production - Billing +1 more
- Degraded performanceSep 2, 2026 · resolved in 33m
Report downloads unavailable in the Paddle Dashboard
Affected: Production - Billing
- MaintenanceAug 7, 2026 · ongoing
Production and Sandbox Databases Maintenance
Affected: Production - Billing, Sandbox - Billing, Sandbox - Billing, Sandbox - Classic, Sandbox - Billing, Production - Classic +10 more