Payment Processors · reliability comparison
Clover vs Stax: which is more reliable? (2026)
Clover is more reliable than Stax, scoring 87.8 vs 49.0 out of 100. Over the last 90 days Clover reported 6 incidents and Stax reported 4, with effective uptime of 99.88% and 98.48% respectively. Clover resolves incidents faster on average (1h 55m).
Data updated Nov 1, 2026 · How we score
| Metric | Clover | Stax |
|---|---|---|
| Reliability score | 87.8 | 49.0 |
| Rank (payment processors) | #5 | #11 |
| Uptime (90 days) | 99.88% | 98.48% |
| Incidents (90 days) | 6 | 4 |
| Partial / major outages | 1 | 2 |
| Avg time to resolve | 1h 55m | 21h 59m |
| Outages we detected | 0 | 0 |
| Transparency score | 100/100 | 100/100 |
Where Clover and Stax differ
- Clover reported 50% more incidents than Stax over the last 90 days (6 vs 4).
- Stax had 2 partial or major outages, compared with 1 for Clover.
- Clover fixes problems faster: 1h 55m on average, against 21h 59m for Stax (11.4× quicker).
- Clover's longest outage on record lasted 7h 28m (Jul 7, 2026); Stax's lasted 2d 2h (Oct 27, 2026).
90-day uptime
Clover
Stax
- No incidents
- Degraded
- Partial outage
- Major outage
- No data
Recent Clover incidents
- Partial outageOct 21, 2026 · resolved in 2h 45m
Clover is experiencing an issue impacting Ecommerce productsofficial update ↗
Affected: Ecommerce, Online Ordering
- InformationalOct 8, 2026 · resolved in 1h 21m
[NA] Clover experiencing issues with the Customer Engagement Apps
- Degraded performanceSep 22, 2026 · resolved in 28m
[NA]Web dashboard login issues for a small subset of merchants on Safari Browsers
Affected: Dashboard
- Degraded performanceSep 16, 2026 · resolved in 3h 19m
Clover in EMEA is experiencing an issue
Affected: Dashboard, Cloud Pay Display
- Degraded performanceAug 30, 2026 · resolved in 1h 54m
[NA] Clover merchants experiencing issues with payment processing
Affected: North America - Payment Authorization Services
- Degraded performanceAug 25, 2026 · resolved in 1h 10m
Clover in NA is experiencing issues with Cloud Pay Display
Affected: Dashboard, Cloud Pay Display
Recent Stax incidents
- Partial outageOct 27, 2026 · resolved in 2d 2h
Potential Funding Delayofficial update ↗
Affected: Settlements, Fees, and Payouts
- Partial outageOct 20, 2026 · resolved in 14h 41m
Funding Delay October 20, 2026official update ↗
Affected: Settlements, Fees, and Payouts
- InformationalOct 7, 2026 · resolved in <1m
- Degraded performanceSep 28, 2026 · resolved in 49m
Affected: Scheduled Payments, Stax API