iGaming Payment Providers · reliability comparison
emerchantpay vs MiFinity: which is more reliable? (2026)
emerchantpay is more reliable than MiFinity, scoring 91.7 vs 89.2 out of 100. Over the last 90 days emerchantpay reported 4 incidents and MiFinity reported 1, with effective uptime of 99.97% and 100% respectively.
Data updated Nov 1, 2026 · How we score
| Metric | emerchantpay | MiFinity |
|---|---|---|
| Reliability score | 91.7 | 89.2 |
| Rank (iGaming payment providers) | #4 | #5 |
| Uptime (90 days) | 99.97% | 100% |
| Incidents (90 days) | 4 | 1 |
| Partial / major outages | 0 | 0 |
| Avg time to resolve | 3h 41m | — |
| Outages we detected | 0 | 0 |
| Transparency score | 100/100 | 100/100 |
Where emerchantpay and MiFinity differ
- emerchantpay reported 4× as many incidents as MiFinity over the last 90 days (4 vs 1).
90-day uptime
emerchantpay
MiFinity
- No incidents
- Degraded
- Partial outage
- Major outage
- No data
Recent emerchantpay incidents
- InformationalOct 2, 2026 · resolved in 10h 42m
Partial Service degradation – Resolved
Affected: Genesis - web payment form (PRODUCTION), Genesis - API (PRODUCTION)
- Degraded performanceSep 23, 2026 · resolved in 3h 41m
Emerchantpay - Genesis Gateway - Temporary SEPA service disruption
Affected: Genesis - web payment form (PRODUCTION), Genesis - API (PRODUCTION)
- InformationalSep 1, 2026 · resolved in 22d 2h
Emerchantpay - Genesis Gateway - Temporary SEPA service disruption
- InformationalAug 27, 2026 · resolved in 1m
Emerchantpay - Genesis Gateway - Temporary service disruption
Affected: Genesis - API (PRODUCTION)
Recent MiFinity incidents
- Degraded performanceOct 23, 2026 · resolved (duration not published)
Other iGaming payment providers to consider
- PayRetailers · #1 · 99.99% uptime
- PaymentIQ · #2 · 99.98% uptime
- Volt · #3 · 99.96% uptime
- D24 (Directa24) · #6 · 99.87% uptime
See the full most reliable igaming payment providers ranking →