Business Banking · reliability comparison
Novo vs Qonto: which is more reliable? (2026)
Qonto is more reliable than Novo, scoring 90.0 vs 80.0 out of 100. Over the last 90 days Novo reported 0 incidents and Qonto reported 0, with effective uptime of 100% and 100% respectively.
Data updated Nov 1, 2026 · How we score
| Metric | Novo | Qonto |
|---|---|---|
| Reliability score | 80.0 | 90.0 |
| Rank (business banking providers) | — | — |
| Uptime (90 days) | 100% | 100% |
| Incidents (90 days) | 0 | 0 |
| Partial / major outages | 0 | 0 |
| Avg time to resolve | — | — |
| Outages we detected | 0 | 0 |
| Transparency score | 0/100 | 50/100 |
90-day uptime
Novo
Qonto
- No incidents
- Degraded
- Partial outage
- Major outage
- No data
Recent Novo incidents
No incidents reported by Novo in the last 90 days.
Recent Qonto incidents
No incidents reported by Qonto in the last 90 days.
Other business banking providers to consider
- Monzo Business · #1 · 100% uptime
- Tide · #2 · 100% uptime
- Rho · #3 · 99.96% uptime
- Mercury · #4 · 99.23% uptime
See the full most reliable business banking providers ranking →