Business Banking · reliability comparison
Rho vs Tide: which is more reliable? (2026)
Rho and Tide are effectively tied on reliability (95.8 vs 95.9). Over the last 90 days Rho reported 1 incident and Tide reported 11, with effective uptime of 99.96% and 100% respectively.
Data updated Nov 1, 2026 · How we score
| Metric | Rho | Tide |
|---|---|---|
| Reliability score | 95.8 | 95.9 |
| Rank (business banking providers) | #3 | #2 |
| Uptime (90 days) | 99.96% | 100% |
| Incidents (90 days) | 1 | 11 |
| Partial / major outages | 1 | 0 |
| Avg time to resolve | 45m | — |
| Outages we detected | 0 | 0 |
| Transparency score | 100/100 | 100/100 |
Where Rho and Tide differ
- Tide reported 11× as many incidents as Rho over the last 90 days (11 vs 1).
- Rho had 1 partial or major outage, compared with 0 for Tide.
- Rho's longest outage on record lasted 45m (Oct 19, 2026); Tide's lasted 3d (Sep 24, 2026).
90-day uptime
Rho
Tide
- No incidents
- Degraded
- Partial outage
- Major outage
- No data
Recent Rho incidents
- Major outageOct 19, 2026 · resolved in 45m
Card Swipes and Payments are downofficial update ↗
Affected: Corporate Cards
Recent Tide incidents
- InformationalOct 30, 2026 · resolved in 57m
- InformationalOct 6, 2026 · resolved in 3h 58m
- InformationalSep 25, 2026 · resolved in 37m
- InformationalSep 24, 2026 · resolved in 4d 1h
- InformationalSep 18, 2026 · resolved in 1h 3m
- InformationalSep 10, 2026 · resolved in 5d 17h
Other business banking providers to consider
- Monzo Business · #1 · 100% uptime
- Mercury · #4 · 99.23% uptime
- Airwallex · #5 · 98.43% uptime
- Brex · #6 · 97.74% uptime
See the full most reliable business banking providers ranking →