Payment Processors · reliability comparison
Adyen vs GoCardless: which is more reliable? (2026)
Adyen is more reliable than GoCardless, scoring 84.2 vs 38.0 out of 100. Over the last 90 days Adyen reported 12 incidents and GoCardless reported 8, with effective uptime of 99.95% and 97.84% respectively. Adyen resolves incidents faster on average (7h 14m).
Data updated Nov 2, 2026 · How we score
| Metric | Adyen | GoCardless |
|---|---|---|
| Reliability score | 84.2 | 38.0 |
| Rank (payment processors) | #6 | #14 |
| Uptime (90 days) | 99.95% | 97.84% |
| Incidents (90 days) | 12 | 8 |
| Partial / major outages | 0 | 2 |
| Avg time to resolve | 7h 14m | 1d 19h |
| Outages we detected | 0 | 0 |
| Transparency score | 100/100 | 100/100 |
Where Adyen and GoCardless differ
- Adyen reported 50% more incidents than GoCardless over the last 90 days (12 vs 8).
- GoCardless had 2 partial or major outages, compared with 0 for Adyen.
- Adyen fixes problems faster: 7h 14m on average, against 1d 19h for GoCardless (6.0× quicker).
- Adyen's longest incident on record lasted 3d (Jul 31, 2026); GoCardless's lasted 1d 1h (May 19, 2026).
90-day uptime
Adyen
GoCardless
- No incidents
- Degraded
- Partial outage
- Major outage
- No data
Recent Adyen incidents
- InformationalNov 2, 2026 · ongoing
MB WAY and Multibanco are experiencing offer conversion issues
Affected: Acquirer payments performance
- InformationalNov 2, 2026 · ongoing
INTERSOLVE is experiencing higher error rates
Affected: Acquirer payments performance
- InformationalNov 1, 2026 · resolved in 3h 38m
Givex is experiencing higher error rates
Affected: Acquirer payments performance
- InformationalOct 31, 2026 · resolved in 15h 34m
Givex is experiencing higher error rates
Affected: Acquirer payments performance
- InformationalOct 31, 2026 · resolved in 36m
MoMo is experiencing higher error rates
Affected: Acquirer payments performance
- InformationalOct 31, 2026 · resolved in 3h 58m
AntFinancialOSP is experiencing offer conversion issues
Affected: Acquirer payments performance
Recent GoCardless incidents
- InformationalOct 20, 2026 · resolved in 55m
- InformationalOct 12, 2026 · resolved in 2d 23h
- Degraded performanceOct 1, 2026 · resolved in 3d 20h
Bacs Processing Issue Affecting Payments Scheduled for Collection on 2 October
Affected: Submissions
- Degraded performanceSep 24, 2026 · ongoing
- Partial outageSep 21, 2026 · resolved in 1d
Delayed BACS reportsofficial update ↗
Affected: Reporting
- InformationalSep 4, 2026 · resolved in 16d 19h